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NTA 2025 — Updated January 2026

Your free Nigerian tax assistant

Powered by AI — ask anything about PAYE, VAT, CIT, crypto tax, or how to file. Ask unlimited tax questions with WafsTax Pro.

₦800k
Tax-free threshold
7.5%
VAT rate
10
Free Q's/day
0%
SME CIT
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Hello! Welcome to WafsTax.

I am your free Nigerian tax assistant, fully updated for the Nigeria Tax Act 2025 (effective January 2026).

Ask me about salary, freelance income, crypto, POS, YouTube, VAT, company tax or how to file. I give clear, accurate answers.

Get instant answers to all your Nigerian tax questions under NTA 2025.
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Nigeria Tax Calculators
NTA 2025 — Accurate results for PIT, CIT and VAT
NGN 3,600,000
NGN 0NGN 25MNGN 50M
Or enter exact amount:
20% of rent deducted from taxable income, max NGN 500,000

Your 2025/2026 Tax Summary

Employment income

Annual tax
—
per year
Monthly tax
—
deducted monthly
Effective rate
—
of gross income
Taxable income
—
after deductions
Monthly take-home—
CIT under NTA 2025: Turnover ≤ NGN 100M → 0% (fully exempt). Above NGN 100M → 30% on taxable profit.
Annual turnover—
Company category—
Tax rate—
Taxable profit—
CIT payable—
VAT under NTA 2025: Standard rate 7.5%. Zero-rated: food, medicine, education, electricity, exports.
Original amount—
VAT rate—
VAT amount—
Total amount—
Step-by-step guidance

How to File Your Tax in Nigeria

Clear, simple and accurate — for salary workers, freelancers, businesses and VAT filers.

Good news for salary workers: If your employer deducts PAYE monthly, you do not file a return yourself. You still need a TIN linked to your NIN and BVN.
1
Get your TIN from NRS
Every taxpayer needs a TIN under NTA 2025. It's now automatically linked to your NIN.
Visit NRS Portal →
2
Confirm your employer deducts PAYE
Check your payslip — it must show PAYE deducted. Employers must remit to your State IRS by the 10th monthly.
3
Collect your annual Form H1
At year end, your employer gives you a tax deduction card. Keep it — needed for loans, visas and disputes.
4
File separately if you have other income
Rental income, freelance, crypto or dividends? Declare separately by April 30 each year.
5
Documents you need
  • Valid NIN
  • BVN
  • TIN
  • Recent payslips
  • Employer tax remittance receipts
Important: Freelancers, content creators, crypto traders and POS operators must file their own tax return by April 30 every year. All digital income is taxable under NTA 2025.
1
Register for a TIN at the NRS
Register as self-employed using your NIN, BVN and email.
Register TIN →
2
Keep records of all income
Track every source — client payments, AdSense, crypto withdrawals, POS transactions. Bank inflows are monitored under NTA 2025.
3
Calculate your tax with WafsTax
Tax-free threshold is NGN 800,000. Enter all income sources combined.
4
File at your State IRS by April 30
Visit your State Internal Revenue Service portal.
5
Pay via Remita
Nigeria's official government payment platform — pay by card, transfer or USSD.
Pay via Remita →
Key rule: Turnover ≤ NGN 100M → fully exempt from CIT. Still file a nil return. Above NGN 100M → pay 30% on taxable profit.
1
Check your CIT position
Use our CIT calculator to confirm exempt or liable.
2
Register company TIN with NRS
Separate from CAC. Use your CAC certificate and directors' details.
Register →
3
Prepare audited financial statements
Revenue, allowable deductions and taxable profit. Allowable: salaries, rent, depreciation, capital allowances.
4
File CIT return by March 31
File via NRS e-filing portal or at your nearest NRS office.
5
Pay and get your TCC
Tax Clearance Certificate required for contracts, licences and tenders.
Pay via Remita →
VAT rule: Turnover above NGN 25M → compulsory registration. Rate: 7.5%. File monthly by the 21st.
1
Check if you must register
Above NGN 25M turnover — compulsory. Below — voluntary but lets you claim input VAT (new under NTA 2025).
2
Register at NRS
Receive your VAT registration number — display it on all invoices.
Register →
3
Charge 7.5% VAT on invoices
Zero-rated: food, medicine, education, exports.
4
File monthly by the 21st
Output VAT collected minus input VAT paid = amount to remit. Late filing attracts heavy penalties.
All-in-one toolkit

Nigerian Tax Tools

State portals, filing checklist, tax savings tips and PAYE bulk calculator.

Lagos State
Lagos Internal Revenue Service (LIRS) — Nigeria's largest tax authority.
Visit LIRS →
Abuja (FCT)
Federal Capital Territory Internal Revenue Service (FCTA IRS).
Visit FCT IRS →
Rivers State
Rivers State Internal Revenue Service (RIRS) — Port Harcourt.
Visit RIRS →
Kano State
Kano State Internal Revenue Service (KIRS).
Visit KIRS →
Ogun State
Ogun State Internal Revenue Service (OGIIRS).
Visit OGIIRS →
Anambra State
Anambra State Internal Revenue Service (AIRS).
Visit AIRS →
Delta State
Delta State Board of Internal Revenue (DSBIR).
Visit DSBIR →
Oyo State
Oyo State Internal Revenue Service (OYIRS) — Ibadan.
Visit OYIRS →
Kaduna State
Kaduna State Internal Revenue Service (KADIRS).
Visit KADIRS →
Enugu State
Enugu State Board of Internal Revenue (ESBIR).
Visit ESBIR →
Imo State
Imo State Internal Revenue Service (IMIRS) — Owerri.
Visit IMIRS →
Edo State
Edo State Internal Revenue Service (ESIRS) — Benin City.
Visit ESIRS →
Cross River State
Cross River State Board of Internal Revenue (CRSBIR).
Visit CRSBIR →
Akwa Ibom State
Akwa Ibom State Internal Revenue Service (AKIRS) — Uyo.
Visit AKIRS →
Kwara State
Kwara State Internal Revenue Service (KWIRS) — Ilorin.
Visit KWIRS →
Not listed? Visit the Nigeria Revenue Service (NRS) — federal portal for national tax matters.
Visit NRS Portal →
Filing progress0 / 0 completed
All tips are 100% legal under NTA 2025. Tax avoidance (legal planning) is your right. Tax evasion (hiding income) is a criminal offence.
🏠
Claim your rent relief deduction
Save up to NGN 120,000/year
Deduct 20% of annual rent paid from taxable income — up to NGN 500,000. Many Nigerians are missing this.
Example: NGN 600k rent → NGN 120k deduction → saves ~NGN 13,200 in tax.
💼
Maximise business expense deductions
Save 30% on every legitimate expense
Internet, phone, equipment, transport to clients, office supplies — all reduce your taxable profit.
Example: NGN 5M income, NGN 500k expenses → NGN 4.5M taxable → saves ~NGN 60k in tax.
🏢
Keep company turnover under NGN 100M
Save 30% CIT — legally
Companies at or below NGN 100M turnover pay zero CIT. Proper structuring advice can keep you exempt.
Example: NGN 95M turnover → NGN 0 CIT. NGN 105M turnover → NGN 6M CIT on NGN 20M profit.
📅
File on time — avoid severe penalties
Save 10–40% in penalties
Late PAYE remittance: 40% penalty. Unpaid tax: 15% interest per annum. Filing on time is free money.
Example: NGN 500k unremitted PAYE → NGN 200k penalty. Total cost NGN 700k instead of NGN 500k.
For employers: Enter all staff names and annual salaries. WafsTax calculates PAYE for each employee under NTA 2025.
Stay compliant in 2026

Nigerian Tax Deadlines 2026

Never miss a deadline. Key dates under NTA 2025 for individuals and businesses.

JAN
31
PAYE Monthly Remittance
Employers must remit December PAYE to the State IRS. Penalty: 40% of unremitted amount.
Monthly recurring
MAR
31
Annual Returns (Companies)
Companies file annual CIT returns with the Nigeria Revenue Service for the preceding year.
Important
APR
30
Personal Income Tax Returns
Self-employed, freelancers and business owners must file annual PIT returns. Salary workers covered by employer PAYE.
Self-employed only
MAY
21
VAT Returns (Monthly)
VAT-registered businesses file monthly returns and remit collected VAT by the 21st of the following month.
Monthly recurring
JUN
30
Mid-year Tax Review
Review your tax position and make adjustments before year-end to avoid surprises.
Advisory
DEC
31
Tax Year End 2026
Ensure all records are complete. Employers prepare annual tax deduction cards for all employees.
Year end

Get deadline reminders by email

We'll send you reminders 7 days before each major deadline — completely free.

Simple pricing. No surprises.

Start free — upgrade to Pro when you need more. Cancel anytime.

Free
₦0
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  • 5 AI questions per day
  • PIT, CIT, VAT calculators
  • Tax deadlines calendar
  • How to file guides
  • State portal directory
  • NTA 2025 tax tips
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per month
  • Unlimited AI questions
  • Unlimited PDF tax reports
  • PAYE bulk calculator + CSV
  • Filing checklist + tracker
  • Pro access across all devices
  • Email support
🚀 Upgrade to WafsTax Pro
Unlimited AI questions, PDF reports, PAYE bulk calculator and more — NGN 1,500/month.
What's included in each plan
Feature Free Pro
AI tax questions10/dayUnlimited
PIT, CIT, VAT calculators✅✅
PDF tax reports—✅
PAYE bulk calculator—✅
Filing checklist—✅
Tax deadlines calendar✅✅
State portal directory✅✅
How to file guides✅✅
Access across all devices—✅
Email support—✅

Is my payment secure?

Yes. All payments processed by Paystack — Nigeria's most trusted payment gateway. We never store your card details.

Can I cancel anytime?

Yes. Cancel from your Paystack portal at any time. No questions asked.

Can I upgrade or downgrade anytime?

Yes — upgrade to Pro anytime for NGN 1,500/month. Cancel anytime from your Paystack portal.

Do you offer refunds?

Yes — if you're not satisfied within the first 7 days, contact us at support@wafstax.com for a full refund.

Will there be more plans later?

Yes — we plan to add a Business plan for employers and teams. For now Pro covers everything most individuals and small businesses need.

WafsTax

Nigeria's smartest free tax assistant — built for the Nigeria Tax Act 2025, helping every Nigerian understand, calculate and file their taxes correctly.

wafstax.com
NTA
2025 compliant
5
Tool sections
Free
to start
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Multi-brain AI

Powered by OpenRouter and OpenAI with automatic fallback — always available 24/7.

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NTA 2025 accurate

Built on the exact tax bands from the Nigeria Tax Act signed June 26, 2025, effective January 2026.

🗺️

State portal directory

Direct links to all Nigerian state tax portals — Lagos, Abuja, Rivers, Kano and more.

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Secure user accounts

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Disclaimer: WafsTax provides general tax information based on the Nigeria Tax Act 2025. Always consult a CITN-certified accountant for complex tax situations. Information is provided for guidance only and does not constitute professional tax advice.